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This Home has it ALL!! [Code: 6]

Posted by Powered by Simply Do It on March 7, 2023
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Why THIS deal??
  • ~$366/mo. cash flow once you can refi to 4.5% 
  • Cash flows at ~$125 at today's rates of 6.5%
  • Motivated seller having already dropped the price $25K
  • Has been on the market for 26 days already.  Great negotiation tool!
After 15 Years (no mortgage)
Original purchase price$275,000
Total investment (out of pocket)$94,875
15 yrs Project house value$513,269
Value (appreciation) Gain$238,269
15 yrs cash-flow generated$48,519
Total Gain$286,788
ROI (15 yrs)302%
ROI (annually)20%
Free & Clear cash flow (yr.)$20,412
Free & Clear cash flow (m)$1,701
  • 3 bedroom, 2 bath Single Family Home 
  • Great location with quick access to shopping and schools
  • This opportunity fits all the SDI criteria
  • Price has already been reduced by $25K
  • 26 days on the market and the price reductions shows a motivated seller
  • A rated schools
  • No HOA charges
  • Quiet residential street with large corner lot
  • Attached 2-car garage
  • 9,365 square foot fully-fenced lot

Why should you consider this house / what makes it a good investment?

  • Built: 1979
  • Size: 1,412 square foot home
  • Low Crime, Desirable Community, A-Rated Schools

What's next?

Email/text for address, analysis and to get connected to Simply Do It's local team that handles this transaction.

Metro: St. Louis

Team: Nathan  – email directly at

Code: 6

Property Specifications1
 Square Feet1412
 Year Built1979
 Garage Size2
 Schools Rating (on scale of A-C)A

Purchase AssumptionsMy Offer
Offer used for analysis$275,000
Suggested offer (low)$275,000
Suggested offer (high)$285,000
Market Value (after improvements)$285,000
Improvements (lower)$3,000
Improvements (upper)$8,000
Closing Costs$2,750
Mortgage Costs$2,750
Other Fees At Closing$1,375
Total Cost $287,375

Financing Assumptions 
 Down Payment (%)30%
 Down Payment Amount$82,500
 Financed Amount$192,500
 Interest Rate  (5/6 ARM)6.500%
 Mortgage Term (Years)30
 Monthly Mortgage Payment$1,217
 Cash Outlay (Total Out of Pocket)$94,875

Financial AssumptionsMonthlyYearly
Rent (upper)$2,100$2,150$25,800
Rent (lower)$2,050$24,600
Property Tax Rate (Approx.)1.2% 
Property Taxes $285$3,420
Insurance $125$1,500
Repairs $100$1,200
Variable-Cost PM 7.5% 
Property Management Fee$158$1,890
Leasing Fee75%$65.6$788
HOA $0$0
Vacancy Rate 4.0% 
Total Fixed Expenses$811$9,730
 Total Expenses (Fixed + Mortgage)$2,028$24,331

Financial Analysis / Deal Attractiveness   
 Cap Rate1.6%2.5%3.4%4.4%
 Net Cash Flow$7,503$23,386$48,519$83,867
 Equity Increase$74,045$166,175$281,092$424,814
 Total Gain$81,548$189,561$329,612$508,681
 Average Cash Flow/Year$1,501$2,339$3,235$4,193
 Average Cash Flow/Month$125$195$270$349
 Average Gain/Year$16,310$18,956$21,974$25,434
 Average ROI86.0%199.8%347.4%536.2%
 Annual ROI17.2%20.0%23.2%26.8%
 Projected Property Value$346,746$421,870$513,269$624,470

Property Ratings Suggestions
 Item   Suggested Criteria (Min.)This PropertyFAVORABLE /
 Square Feet  10001,412FAVORABLE
 Bedrooms  33FAVORABLE
 Bathrooms  22FAVORABLE
 Year Built  19701979FAVORABLE
 Rent/Price (%)  0.75%0.78%FAVORABLE
 Average Cash Flow (at year 5)  $125$125FAVORABLE
 Average ROI (at year 5)  15%17.2%FAVORABLE










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Information contained herein was obtained from sources deemed reliable, however, Simply Do It and/or the owner(s) of the property make no guarantees, warranties or representation as to the completeness or accuracy thereof. The presentation of the property is offered subject to errors, omissions, changes in price and/or terms, prior sale or lease or removal from the market for any reason without notice.

The analysis is provided “As Is”. All the information is believed to be accurate (except for the small effects of some simplifying assumptions), but is not guaranteed, and depends on the values entered for the property. This analysis is intended for the purpose of illustrative projections. The information provided is not intended to replace or substitute for any legal, accounting, investment, real estate, tax, or other professional advice, consultation, or service. Simply Do It and/or the owner(s) are not responsible nor liable for any damages arising from the use of the analysis info. 

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