Secure a rare chance to acquire 10 single-family homes in one of Alabama’s most sought-after metro areas.
The Opportunity
A local organization in Metro Birmingham, AL is selling 10 single-family homes, all located on the same street and originally built in the mid-1950s.
Currently, each home is occupied by the organization’s employees. These tenants do not pay rent or utilities, as housing is included in their employment arrangement.
The organization is looking to offload the responsibility of managing these properties, creating a chance to acquire them below market value.
Key Highlights
🏠 10 single-family homes (built ~1954–1955)
📍 All homes are next to each other on the same street
🌆 Prime location within Birmingham – one of Alabama’s fastest-growing metros
👨👩👧 Tenants currently in place (employees of seller’s organization)
📉 Acquisition expected below market value
💸 Cash purchase with future refinance option
Risks & Considerations
❌ No inspections yet – homes have not been seen by our local team
🔧 Estimated $30,000 renovation per property (paint, flooring, updates)
🕒 Expect 6–8 months of holding costs before stabilization (~$25,000)
⚡ Current tenants:
Do not pay rent or utilities
May not be able to afford future market rents
May require friendly negotiations or potential evictions
Market Potential
Expected rental income: $2,500–$3,000+ per month, per property
Post-renovation properties positioned as strong cash-flow rentals
Option to either:
Hold long-term as cash-flow assets
Flip after renovations for profit
(Placeholder: Add a chart, rent comps graphic, or cash flow illustration here.)
Five Phases Plan
PHASE 1 – Allocation
- Property Selection: You select the home you wish to acquire from the list.
Phase 2 – Offer Submission & Due-diligence
- Unified Purchase: We will form a temporary entity (e.g., an LLC) to acquire all 10 properties from the seller.
- DD: Estimated 30 days to inspect properties, review current leases or occupancy statues
- Closing: +30 additional days for closing (estimated 60 days escrow)
Phase 3 – Acquisition
- 1st closing by the temporary entity
- Step 1: Cash Purchase. Due to the constraints of the seller, the initial acquisition must be all cash.
- 2nd Closings – assigned owner to you based on the property selection
Phase 4 – Stabilization & Refinancing
- Refinancing – You now own the property and can start your refinancing to pull your cash out.
- Tenant Stabilization: Immediately begin communication with the current tenants.
- The goal is to transition tenants to a standard lease agreement at market rent (estimated $2,500 to $3,000+ per month).
- Based on our analysis, we anticipate the current tenants will not be able to afford the market rent and will need to vacate.
- We will attempt to avoid evictions, but we must plan for the possibility, which will extend the timeline.
- We estimate a six-month period to gain full possession of all 10 homes.
- Renovation: Once possession is obtained, complete the $30,000 assumed renovation on each home.
Phase 5 – Operating
- Option A (Hold): Rent the properties on the open market as nice rentals.
- Option B (Flip): Sell the renovated properties on the open market.
Financing Structure
💵 Step 1: Cash purchase (required for acquisition)
🏦 Step 2: Refinance after purchase/renovation to recover capital (optional, timing flexible)
Why Birmingham?
High rental demand in metro Birmingham
Strong employment base with steady population growth
Desirable neighborhoods with proximity to schools, jobs, and amenities
Location / City
All the houses are located on the same street and are about 10 minutes drive from Downtown Birmingham. The city is one of the top three most coveted city to live in the State of Alabama. Schools are all 10 and regular prices of houses reflect it.
As we speak, there are approx. 32 houses listed for sale between $300,000 (for 3/2 ~1000 sq ft) to $1.87MM (for a 5/5 ~4000 sq ft).
In August 2025, the city’s home prices were up 17.4% compared to last year, selling for a median price of $560K. On average, homes in sell after 19 days on the market compared to 48 days last year. And is considered a very competitive market.
Listed for sale: Same-street / Nearby
| PRICE | BEDS | BATHS | SQUARE FEET | YEAR BUILT | DAYS ON MARKET | |
| A | $550,000 | 3 | 2 | ~1650 | 1954 | 2 |
| B | $580,000 | 4 | 3 | ~2050 | 1955 | 29 |
| C | $999,900 | 4 | 4 | ~2700 | 1935 | 39 |
| D | $600,000 | 4 | 3 | ~3350 | 1945 | 49 |
| E | $549,900 | 3 | 2.5 | ~1900 | 1929 | 60 |
Why Invest Here? The Compelling Factors
Strong Local Economy: The broader region boasts a diverse economy with sectors in healthcare, banking, education, and technology, providing a stable employment base for residents.
Exceptional Quality of Life: High-ranking schools, abundant parks, walkable communities, and a low crime rate contribute to its allure for families and professionals.
Strategic Location: Its proximity to a major urban center means residents enjoy the best of both worlds – a quieter, community-focused lifestyle with easy access to big-city amenities.
Consistent Demand: Both for homeownership and rentals, the demand for properties in this community remains high, driven by its reputation as a premier place to live.
Historical Appreciation: A proven track record of increasing property values demonstrates the market’s long-term stability and growth potential.
FAQ
Q: Average property price is ~$350,000, and cash is needed. What if I dont have $350,000 but still want to participate?
A: You can let us know and we can try partnering you up with another investor to purchase together, as partners and own & operate it as partners. All partnership agreements would be between the partners and not with SDI.
Q: What of after the inspection we find that there are major problems with one of the houses and I want to terminate?
A: First, we may go to the seller and renegotiate the deal. But this deal is as such that if one property drops out, than the entire package falls apart.
Disclaimer
⚠️ Disclaimer: This investment involves risk, including the potential for delayed tenant turnover, renovation costs, and holding expenses. Projections are estimates only and not guaranteed.